There are a few different options for you to get out of a timeshare. The method best for you will be determined by the details of your current timeshare ownership.
If you DO NOT owe any money on your timeshare and you are not behind on your payments, we may choose to do a title transfer on your timeshare. If you DO have a mortgage on your timeshare or if you are behind on your payments or maintenance fees, we have other options to help you get out of your timeshare as well.
Even if you have a mortgage on your timeshare, we can help you get out of your timeshare contract. We have specialist that will work with you throughout the timeshare mortgage cancellation process to ensure that you are free and clear of your timeshare debt and we will instruct you on when you can safely stop making the payments so that your credit is not damaged in the process.
If you are behind on your payments we can still help you cancel your timeshare contract. Many people that want to get rid of a timeshare think it's not possible so they just stop making the payments which can damage their credit. We have a team of timeshare cancellation experts that will advise you on the best option and help you get your timeshare contract cancelled.
We offer a 100% money back guarantee that we can get you out of a timeshare. However, We have never had a client that we were unable to get out of a timeshare.
The method that we decide is right for you, will determine the amount of time the process takes. Be prepared for it to take anywhere from 6 - 12 months. Many times the process is quicker and may be done in just a few months, however occasionally the process can take up to 18 months, if there are extenuating circumstances. Our team will be able to give you an estimate based on your situation and the timeshare resort company we are dealing with.
No, cancelling your timeshare will not damage your credit as long as you follow the instructions of your case worker. Your caseworker will contact you shortly after your process begins. Your caseworker will give you directions on when you can safely stop making payments to the timeshare company to ensure your credit is not damaged during the process of your timeshare cancellation.
If you stop paying your maintenance fee bill, your account will go into collections and you will not be able to use your timeshare ownership. Many times this will result in additional charges for interest on the past due amount, damaging your credit and possibly even a foreclosure.
If you still owe a mortgage on your timeshare and you stop making the payments, this will have a negative effect on your credit and may even be reported as a foreclosure. Many times when people fall behind on payments, timeshare companies will wait years and then come after the timeshare owner for the past due payments as will as accumulated interest.
If you have more than one timeshare, we can help you get rid of all of them, if that's what you would like. If you have a timeshare you would like to keep and others you want to get rid of, we can help you cancel the timeshare contracts that are unwanted. We may use different methods for each timeshare, depending on the circumstances of each different ownership.
There are many companies that say the can sell your timeshare, people may even call you and say they have someone interested in your timeshare. Do not waste your money giving it to one of these people. Trying to sell a timeshare almost never works out, you can find people online trying to give them away and no one wants them.
When your timeshare cancellation is completed, you will receive notification informing you that you are free and clear of your timeshare commitment.